![]() ![]() Plan on being a stay-at-home parent? That means you’ll have to live on one paycheck. In addition to your after-tax salary, does your family take home any other cash? If you write for your hometown website, sell crafts on Etsy or list your home on Airbnb over the summer, add that income to your total for the year and average it out over 12 months. Look to your pay stubs and bank statements to determine your monthly income. But think about what you’ll need down the road a bit: Whether you’re saving for a minivan, a bigger place to live or your child’s college fund, sticking to a plan is easier with a goal in mind. ![]() Experts say budgeting is hard for new parents because they tend to focus on the short term instead of the long term. ![]()
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